Need Help Explaining

I highly recommend having the "money" discussion BEFORE you get married. However, better late than never. There are lots of ways people in relationships deal with money, how you work it is less important than having an agreement in advance. Nothing worse than finding out you are expected to work extra hours to support your wifes shoe habit, or vice versa. If you are a saver & marry a spender you can bet it won't work out in the long run.

How about this: If there's a fire, your coins will melt but the silver is still silver and the gold is still gold. Sure the numi value is gone, but the PM value is still there.

But with stamps, if there's a fire all she has left is ashes.

OK, now to get serious. There was some great advice from people (except for razorear - dude, that is sick!). Communication is probably the most important thing right now. The key is to keep away from "you did this, why can't I do that?" You are not in competition with her; you are a team. Work together and come up with a compromise and solution that satisfies her.

If all else fails, this phrase never will - "Yes, dear."

Ok so it all worked out. I explained to her how they only minted 4,400 coins and how its rarity is worth money. She was a little ticked and basically told me not to do it again. I made sufficient documentation and basically made a presentation to her. In the future I'll consult her on all major purchases. I don't want to end up divorced like Razor said so I'll be as honest as I can even if it lands me in the dog house.

Is the problem the fact that you spent so much on one coin, or the fact that even your common coins are much more than her stamps?

Since she collect stamps she probably understands the concepts of rarity, and price and demand. The fact is there are just a lot more collectors of coins than there are collectors of stamps. So even on that common Morgan dollar the demand causes it to have a premium value. And $35 may sound like a lot but that is only about $15 over the value of the metal in the coin, not really that much of a premium at all. In the case of the GSA Morgan it is NOT a common coin so the demand is even higher and that results in a high price. In stamps you might compare it to the Graf Zepplin stamps. They were a high face value when they were issued so not many were sold. They are rare today and even with the smaller collector base they are still worth a lot of money because of the high demand. As a general rule, coins with the larger collector base are more expensive than stamps. But you do promise to consult with her in the future before making a large purchase.

Is she aware of stamps that are worth lots of money? Even so, spend an equal amount each time.