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Well all I can say is it is one of the worst Proofs I have seen for a modern issue. Although Roosevelt proofs are only minted in San Francisco the mint mark indicates a proof, but someone had to have either wiped it down or removed from a proof set knowing it would not grade very well.
That's basically what I wanted to hear, I was wondering why it didn't look like most other modern proofs. At least it only cost me $.99