Check the spot price of silver, figure out the value of a 90% silver half, and you'll have a good starting point.
If the coin is an MS63 or 64 or 65, it doesn't matter to me if it is raw (ungraded). I will only pay spot silver for it.
If it is graded by NGC or PCGS than I would pay a premium for it.
Right now the silver value on '64 Kennedy halves has surpassed their collector value, so I wouldn't pay much more than, say, fifty cents over spot.
This is just my opinion.
If the coin is an MS63 or 64 or 65, it doesn't matter to me if it is raw (ungraded). I will only pay spot silver for it.
If it is graded by NGC or PCGS than I would pay a premium for it.
Right now the silver value on '64 Kennedy halves has surpassed their collector value, so I wouldn't pay much more than, say, fifty cents over spot.
This is just my opinion.



















