I found it in my own house lol, actually I remember a friend giving it to me back in the late 90's and saying it was a lucky penny as long as I never spent it.
I'd grade that around G6, and $3 or so. The big variety for this year is a misplaced digit punched in the neck. It's very dramatic, and fetches a good premium, even in lower grades. I don't see any RPDs on your coin. Judging by the "balooned" date details, yours is a later die state.
It's special in that it's over 100 years old and not being made any longer. If it doesn't mean anything to you, give it to a kid in hopes it inspires collecting neat old coins.
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