I can only tell you what I've done, do, and will do. I started with Dansco albums and as I continued accumulating more Morgans I transferred the best into Intercept Shield albums. The IS set is up to about 54 different now, all MS-60 or better - the majority being 63's. The Dansco is Set 2 being MS-60 and better, with a few AU's, about 38 different.
Over time that spilled to a box set of 25 different AU to BU, then a roll set or two, and yada yada.
I also have a 10 different set of NGC MS-64.
I have no idea when of if I will venture into the much higher valued rarities of the set, beyond the 78, 82, 83 and 84 CC's I got for the IS set, so I don't really worry too much about it.
But I know that if I'm going to spend three or four hundred dollars on a single coin for the set, I need to know my stuff. There is a ton of information out there to help you find the "right" coin. Buying all slabbed is one direction, although a pricey direction, but what others do, and have done, is to buy those pricey ones slabbed from a reputable seller, crack the coin from the slab, place it in the album, and attach the slab label to the inside of the cover.
If you do not believe you can avoid misgrades and counterfiets, then you should go slabbed. But, then again, even the slabs are being counterfeited now.....
But overall, if you are unable to, or cannot acquire the skills to, properly grade a coin you are going to spend multiple hundreds of dollars on, and are unable to discern a fake from a genuine, then you need to leave that part of your hobby to a TPG and only buy graded and slabbed coins for your investment set.
Hope this helps,
Steve


















