NCLT Coins Are Not Legal Tender, Including The $20 For $20

All store coupons are taken off the end price after the taxes are calculated, soon another Canadian icon the CTC money will end as they are slowly forcing customers to their credit cards and even their own bank.

The risk you face is that you could be limited to gradually paying whatever tax bill you incurred by no more than one XforX per day, in accordance to stipulations for payments made by $10+ legal tender coinage under the Cdn Currency Act, so what point would you be proving?

WildflowerAB,
I was referring to sales tax.
There's are several loyalty cards with Canadian tire. MasterCard is one.

WildflowerAB,
What does it prove? Even if it takes using one coin at a time, as the law states, it proves that NCLT are in fact legal tender. Know the rules, and play by them, and these coins can be cashed in.

NCIL? That will never happen. They are legal tender. That is a fact. Plain and simple. It's getting a little silly that there's even a debate. Over $8 million dollars worth of $x for $x have already been cashed in. The bottom line is, if it's from the RCM and has a value in Canadian dollars or cents, it is legal tender. If you want to believe or do believe they are not, that's up to you. But I suppose that I could be wrong, the mint could be wrong, the banks could be wrong, the countless people that cashed them in could be wrong, and laws of this great nation could be wrong, and the government of Canada could be wrong. Or perhaps it's just the notion that these are somehow not legal tender that is 100%, totally, without a shadow of a doubt wrong. I'm betting a $20 legal tender silver coin that it's the latter.

Seriously. It has been beaten to a pulp.
I have to unsubscribe from this topic.

With my previous posts, I was hoping to educate newcomers to the hobby with facts, and personal experience regarding $x for $x coins. Although it is a fantastic entry level series for new collectors, I'm not buying them anymore.
By people giving them as gifts, these coins seek out potential new customers.
When things in life become more valuable than things in small boxes, and when money gets tight, coins get sold. I spent years and big bucks creating the artistic display that was my coin collection.
I attempted to free up some of what I had invested in coins to pay for "life" and found, as I'm sure many others have, it's very difficult to sell your collection of recent NCLT and make what you put in to it back, let alone a profit. As many others do when push comes to shove, I took a loss.
Having faithfully collected every $x for $x coin up to 2016 for my own collection, I stumbled upon this thread. I resorted to these coins, taking them from coin shop to coin shop. No one wanted them even for face value. I was worried that I would again have to take a huge loss, since most places were offering melt or slightly above, stating banks don't have to take them so they're worth the weight.
Hearing about these coins on the news, I was really getting worried. Reading about these coins here was starting to stress me out. So it seemed, I had paid $20 for $5 of silver and had to explain to those depending on me that we weren't out of the woods just yet. I did what no coin collector should ever do. I took them to the bank, eventually to be melted.
I was relieved to learn that they took them with no real issues, just like the RCM said.
The reality is that these probably are the very best investment in terms of NCLT coins. In fact, the only true investment. The entire series, including each and every one, returned 100% of what I put in. It's certainly possible that if I searched longer, or if the price of silver skyrockets, I could have even made a few bucks.
The point is, these coins are risk free, as the mint has stated. And for that, I'm thankful.
Live and learn. As far as coins go, my collection that will be passed on to future generations will likely be the exact same one that was passed down to me. It's worth around $20-$30 with nothing special, just some older coins that an old man once told me about many years ago.
My intentions are not to annoy. To those that have heard enough from me, with all due respect, feel free to skip over my posts.