No idea why but sadly that is the way it is :( like on that other thread, a good idea may be to sell the ebay gift card for a little less value and then spend the money on coins. Good luck!
Thanks edweather and Mister Kairu for the responses. Edweather, thanks for providing the "link" without making me feel like an idiot for not knowing the subject had already been covered. I wasn't a member back then and I'm still learning how to navigate CCF. It's huge.
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