1837 Hab Tokens, Which U Prefer? + The Diff A Seller's Rep Can Make

first of all, I've bought from both sellers and so this not a knock against either.

both tokens appear to be extremely close in grade.

one is a city bank ribbon, and the other a montreal bank ribbon.

https://www.ebay.com/itm/LC-8D1-Hal...142b%7Ciid:1

https://www.ebay.com/itm/1837-Lower...142b%7Ciid:1

if anything, my experience tells me that the city bank token is easier to find in mint state.

in my opinion, the one with the dark background (montreal) appears to have better eye appeal, possibly due to the photos (note that the city bank token shown in high contrast/gamma is hiding some verdigris)

yet the "lesser" of the 2 (city bank) is currently going for a decent amount higher than the montreal offering?

is this due to one being an "auction" and the other a "buy it now"?

is this due to the seller's reputation? (s.hayen seems to get an decent premium over others on a regular basis)

I find it interesting to witness the disparity between certain sellers / venues, as if the coin itself didn't matter.