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The Bank Teller Done Me Wrong

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Valued Member

United States
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 Posted 03/26/2026  5:01 pm Show Profile   Bookmark this topic Add NorthShoreMA to your friends list Get a Link to this Message Number of Subscribers
CRHs disagree if it is wise to explain to bank tellers why they search rolls of half dollars. Some coin collectors describe incidents when friendly tellers have held "interesting" coins for them that turn out to be silver half dollars. But other collectors warn that tellers will purchase silver coins cashed by customers after CRHs explain their value.

While I was purchasing two boxes of BWR half dollars today, the teller handling the other line volunteered that earlier this week a customer cashed in 27 silver half dollars(!). She told me that she gave these coins to her nephew after purchasing them. It was bad luck that customer approached her line -- I think the friendlier teller that I usually use would have set them aside for me because she is bemused by my efforts (and she knows that I would have purchased pizza for the bank team if I had acquired this cache).

To rub salt in the wound, when I opened the boxes I learned that one box contained only 2025 coins, and the other box contained rolls that a different CRH had already searched and re-wrapped!

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jbuck's Avatar
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mcshilling's Avatar
Canada
9149 Posts
 Posted 03/26/2026  5:29 pm  Show Profile   Bookmark this reply Add mcshilling to your friends list Get a Link to this Reply
I stopped going to one bank because a teller said he had gone through them already, at least he said some thing.
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ijn1944's Avatar
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 Posted 03/26/2026  9:05 pm  Show Profile   Bookmark this reply Add ijn1944 to your friends list Get a Link to this Reply
I get it. Frankly, I'm not too concerned from my perspective. I'm fortunate to have close-in access to several branches across three different banks. I have good rapport with several tellers, which has yielded a few surprises over the years. Going for quarters tomorrow...
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Errers and Varietys's Avatar
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 Posted 03/26/2026  9:32 pm  Show Profile   Bookmark this reply Add Errers and Varietys to your friends list Get a Link to this Reply
That's a bummer.
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Marv65's Avatar
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 Posted 03/26/2026  9:42 pm  Show Profile   Bookmark this reply Add Marv65 to your friends list Get a Link to this Reply

Quote:
CRHs disagree if it is wise to explain to bank tellers why they search rolls of half dollars.

You know that's like telling someone your secret fishing spot........


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Vector Ze's Avatar
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 Posted 03/26/2026  11:06 pm  Show Profile   Check Vector Ze's eBay Listings Bookmark this reply Add Vector Ze to your friends list Get a Link to this Reply
Do y'all have open accounts at all of these banks? I ask, because when I've gone to banks where I do not have an account, they always have the same reply...they don't sell me coins unless I open an account. It hasn't always been the case, but it seems to be now.
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 Posted 03/27/2026  2:45 pm  Show Profile   Bookmark this reply Add NorthShoreMA to your friends list Get a Link to this Reply
Vector Ze: I've opened small ($100-$200) savings accounts at most of the banks I visit so that when a teller asks if I have an account I can answer "Yes". The bank where the manager every week orders two boxes for me required that I open a checking account, and have at least one check deposited every month (fair enough).

Other CRHs: The best example of the benefit of explaining to tellers why I am interested in silver coins occurred last September. The teller at a BoA branch I don't visit very often set aside two CWRs of half dollars for two weeks because she noticed that the wrappers looked old. I found 28 Walking Liberty half dollars, two 1964 Kennedy half dollars, and 10 coins that contain 40% silver in those rolls.
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Edited by NorthShoreMA
03/27/2026 2:47 pm
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jbuck's Avatar
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 Posted 03/30/2026  11:41 am  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply

Quote:
You know that's like telling someone your secret fishing spot........
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jbuck's Avatar
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 Posted 03/30/2026  11:42 am  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply

Quote:
The best example of the benefit of explaining to tellers why I am interested in silver coins occurred last September...
Fantastic!
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United States
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 Posted 03/30/2026  10:17 pm  Show Profile   Bookmark this reply Add JonNickelCollector to your friends list Get a Link to this Reply
My mom used to say:

"It's not a secret if more than one person knows."
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jbuck's Avatar
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 Posted 03/31/2026  08:26 am  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply
Three people can keep a secret, if two of them are dead.
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 Posted 04/02/2026  9:18 pm  Show Profile   Bookmark this reply Add FsdWarp10 to your friends list Get a Link to this Reply

Quote:
Three people can keep a secret, if two of them are dead.

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 Posted 05/08/2026  8:26 pm  Show Profile   Bookmark this reply Add NorthShoreMA to your friends list Get a Link to this Reply
CRHs don't agree on the wisdom of explaining to bank tellers why we try to acquire CRWs and BWRs. I've always shared my interest in silver coins with bank tellers. Most of them are bemused by my pursuit of this hobby. Only once has a teller at one of the local banks that I regularly visit purchased the silver coins after a customer cashed them.

Today one of the more friendly tellers at a bank I often visit approached me while I was using the coin counting machine and told me that she was holding some "interesting" coins for me. It turns out that yesterday after a customer cashed eight half dollars she noticed that most of the coins had silvery edges. In fact, seven of those coins are 40% silver Kennedy half dollars. I thanked her for selling them to me at face value.
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