1900 O Morgan Die Crack?

to CCF

You do have a die crack there. These are very commons in Morgan dollars and can be used to determine what VAM a Morgan is.

You can find more info here

http://www.vamworld.com/

I looked at a the examples on VAMworld and none of them have the elevated point between the I and T.

This is the reason for my response above "sometimes not". Die cracks are simply a die stage in most cases and the plate coin for any given VAM may or may not exhibit the particular die stage you're looking at. As MontCollector posted, Load a full size image of the obverse and reverse of your Morgan preferably in a new post in the VAM section to get the proper attention. VAMming 1900-O and most other dates begins with the date and mint mark positions. Welcome to the madness!