Personally I would have it graded and keep it, if it's something you like, regardless of costs.
You can go to your local coin store and usually they will submit them for you under their membership, and you just pay the grading fees and possible small surcharge.
Otherwise you can go online and get your own membership, fill out the forms and mail it in for yourself.
They have step by step form instructions, so it's not too difficult, just intimidating a bit.