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 Replies: 19 / Views: 2,798 |
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Pillar of the Community
United States
3098 Posts |
Quote:
for which we pay fees  Stateside, the banks pay us! (Through interest and the occasional silver in the roll  ) Why do you have to pay the bank? Also, in Australia do you use Better post this as another question... |
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Pillar of the Community
Australia
1040 Posts |
We receive interest as well, but every month on the statement there is always that account fee. It is only $5 or $10, depending upon the type of account you have, but it is a service fee, so we expect the service.
Actually, I should say that there are accounts that don't have fees as well, they just don't offer as many services, or they are specific savings accounts.
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Pillar of the Community
United States
2661 Posts |
For starters go get yourself a big fat sack of Hershey's Kisses. Give them to the head teller. But only after you have been going in and asking for stuff for a few weeks. Try to go during off peak hours so that you will have time to talk to the tellers. talk about them. You know like how you doing, is the family good, etc...etc. You need get to the point that they all look up and smile at you when you walk in. It will also help if you are able to keep 10K+ on deposit. This is also important. I have had tellers at other branches that I very rarely visit only show willingness to help me after bringing up my account info. At that point they would do anything but hand over the keys to the place.
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Pillar of the Community
Canada
1248 Posts |
I am not sure , perhaps we in Canada live on a different planet.
I have considerable accounts with a bank. hoever, request for coins, except regular simple rolls, or banknotes are just not on the table.
about a year ago I saw a lady bring in a $1000 bill, as she felt uncomfortable having so much money at home. they have a little extra shielded secure cash cubicle there where tellers have to deliver to and pick up larger amounts. Thsi 1000 bill was delivered to this cubicle. I saw it and later asked the teller girl if I could buy / exchange it.
she went to ask her superior and was told that it was ILLEGAL for them to bring 1000 dollar bills back into circulation, as the Bank of Canada is calling all of them back for destruction.
it is still legal tender, but no longer issued.
And, I was told that the paperwork already exists now and nothing could be done, as the serial number was on the paperwork.
I was not a happy camper......
HHB
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Pillar of the Community
United States
2049 Posts |
I talked to the head teller and she takes care of the ordering for me. It helps to talk to the other tellers though too because sometimes they are asked to fetch the boxes. Being friendly and chocolate coins goes a long way. I make sure to make small talk with them when I am there for other bank transactions.
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Valued Member
United States
295 Posts |
I just be nice and ask for what I need.
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Valued Member
United States
439 Posts |
TimBryant, I don't understand the awkwardness you refer to. I'm assuming that by "my bank" you mean that you have an account there and it seems you're only asking for relatively small amounts as far as rolls go so it shouldn't be a big deal. Banks provide change, that's part of what they do, and as far as they know you could be a business owner who needs change. The only problem I can see would be if you're dumping off your old change when you pick up new rolls. They wouldn't be tickled about that and it wouldn't be a terribly good idea on your part (you could wind up sorting through the same stuff) but otherwise all you're asking for is a service they provide.
Many of these other posts have some pretty good hints to grease the wheels on the tellers. Schmooze them up and if you play your cards right you might even have them kicking back odds and ends for you.
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New Member
 United States
33 Posts |
~~~Have any of you mentioned to your local bank that you are a collector, and had the tellers (that know you as a collector) save special items for you ?
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Valued Member
United States
439 Posts |
Yeah, they know I'm always interested but one of the tellers hubbies collects so I'm outta luck.
I pick up rolls from time to time and explained why and asked for pres dollars, new cents, etc but he gets any goodies that show up I guess. I've thought about switching banks but they're nice there (as well as tolerant of my aforementioned B.S.) and she's getting up there so retirement can't be that far away. The odds and ends will hopefully be up for grabs then.
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Pillar of the Community
Canada
4227 Posts |
Quote:
she went to ask her superior and was told that it was ILLEGAL for them to bring 1000 dollar bills back into circulation, as the Bank of Canada is calling all of them back for destruction.
it is still legal tender, but no longer issued.
And, I was told that the paperwork already exists now and nothing could be done, as the serial number was on the paperwork. That was bull. For some reason, they just didn't want to give it to you. Serial numbers are not recorded just because the bill was deposited and given to the cashier (that's the person involved in a central cash system as opposed to a teller who has the cash in their control). I've worked as both a teller and a cashier here in Canada and would never have had a problem doing what you asked. Banks are much more understaffed than they used to be and they are less amicable when it comes to "special" requests. |
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Valued Member
United States
240 Posts |
Oh, every time I go to my local bank, and ask the teller if she/he has found anything interesting or old currency today, I always get the confused look from them, and I have to explain that I collect currency, and they seem hesitant to say anything, or just keep it real brief, like "no I didnt see anything today", It is really awkward for me to ask at my local bank lol!
-Dillon
Edited by Dillon
05/10/2009 8:53 pm
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Pillar of the Community
United States
2520 Posts |
I'm in the middle of switching banks. I took my boxes of nickels and pennies and used them to open my account. Unfortunately the banker that opened my account also collects. but the teller that orders the coin said she would be happy to order halves for me. I'll probably keep both accounts open and dump at my old bank (like they've done unto me).
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New Member
Australia
14 Posts |
I think the Ned Kelly method of dealing with banks is best. Unfortunately in Australia the banks have now adopted this method when dealing with customers.
Edited by Billybob
05/26/2009 02:46 am
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Valued Member
United States
74 Posts |
most of the tellers at my bank are friendly and I make it known that I collect coins. They even ask if I found anything from time to time. There are however a few tellers that are cranky and rude and act annoyed with your request. I simply learn the names of the friendly ones and ask for them.
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Pillar of the Community
United States
1026 Posts |
Yes I also have found the same traveling around the USA some banks are just real nice and it seems will do anything to please you even though they have never seen you before and others seem like get the )(&*(*&(&^&^ out of our bank.
My local bank at home is pretty nice they seem to get most all the new coins even the LP1 and I hope LP2.
However when it comes to requesting any special orders like one FED box of half's they can't do it I even called the head bank and talked to them sorry no special orders.
Now because we get the best interest at the credit union we have two BIG accounts will not say how much but they will also not order anything. I went to see the manager and reminded her how much we had in there credit union that did no good. HOWEVER I had asked for half's before and it was always we have none but the manager said oh we have $500.00 in half's we can get them for you customer rolls did not do to good on these. But they still will not order any fed boxes for me.
My local bank I also have more than 10,000 in one account but does no good they will not order me anything either. I am in there allot nice to the tellers maybe I will start bringing in candy now and then.
SO I understand I also wonder how some on here say they get the bank to get them 5 and 6 boxes a week when I can't even seem to get anyone to get me one guess it all depends on where you live?
Edited by Brucec
05/27/2009 3:00 pm
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Replies: 19 / Views: 2,798 |
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Posted 05/05/2009 05:47 am
