What Is The Correct Way To Use Paypal Here At CC?

Not here, when I use gift no one pays fees.

I seldom purchase items over the internet but in the past I have and used a personal check. Now here though. On another web site for Imperial autos I've contacted other members for parts for one of my cars. In several instances I simply sent a personal check, trusting members of that forum, and with no problems. In most instances if in other states they told me to wait for the check to clear and since dealing with a car that seldom is used, no problem in waiting a few weeks.
Not sure about this forum but if I was interested in purchasing something from a member I'd simply make the same suggestion. If denied, no big thing, I'd just forget that transaction.

If you pay with the paypal gift option it is free to the seller and the buyer, except when the buyer has no money in his account. So in the case presented originally the buyer will get charged a fee useing paypal gift if he uses his credit card to pay through paypal.

I have to say that that I'm more confused than before I started this thread. Don't get me wrong. I have used paypal for years when buying retail online. I believe that most retail businesses online accept the fact that they are going to pay a fee, either by paypal or if they accept credit cards, by a credit card servicing company.

The issue is strictly about paying by paypal to coin coin community members. Here are some of the facts that I am aware of:

If a seller asks me to use the gift option and I agree to it, a box is then displayed asking whether I want to accept the charge or let the seller pay for it.

IMO, this is a lose, lose for the buyer. First, and most importantly, the buyer loses all protection from Paypal in the event something goes wrong. Secondly, the box displaying on my end of the transaction causes me to assume that the seller does not want to accept those charges.

My understanding is that in cases where the charges are not specifically dealt with prior, than the seller should take responsibility for those charges.

There is one area where I am not clear on and that's in regards to the impact of whether the buyer has actual funds in his paypal account. I do not know if that offsets any charges to either party.

Lastly, and this is strictly my opinion. Unless the buyer has already dealt with the seller on other occasions or can offer a reference or two from coin community, I believe that it is unfair for the seller to even ask to make the transaction a "gift", when it absolutely is not.

I look forward to hearing from more educated people on this topic.

I use and accept the gift option.

A "gift" transaction with a credit card will incur a PP charge for the buyer but there is no fee for anyone if the buyer links the purchase to a bank account or uses a PayPal account balance instead of a credit card. The main drawback of the "gift" is that there is no PayPal protection since it is supposed to be a gift and not a retail transaction in their eyes.

As for sales on the forum, I have a number of people buy with the gift option while others use the regular payment method. For small dollar items(<$10), the gift method is the best since you otherwise lose so much off the top in fees but I do not mind paying the fees and consider it part of the cost of doing business. I do not require forum buyers to use one method or the other, it is strictly up to them, but the fee-based transaction works nicely for high dollar items or large shipments since it allows you the option of printing out your own shipping labels with DC and insurance. Sometimes, the cost of the fee more than makes up for the hassle of having to go to a Post Office to get DC or insurance(electronic DC is also cheaper than purchasing it at a Post Office).

ebay and Paypal, can greed get any worse?

I will have to look closer at my paypal account. I have my bank linked at when paying for something it automatically defaults to my bank account.

This is important to me because unlike some of you, my main source for buying is right here. I've had great experiences thus far and I want to keep it that way. After I get my camera setup, I want to post some photos of coins I bought from auctionzip.com. One of the auction houses that use auctionzip represented several coins as UNC and I lost over 1k. I can't wait to tell the whole story. In any case, I have not had a single issue on coincommunity.

So, since this is the only place I buy