I went ahead and bought this coin right at AU.
It's better in hand and does have luster.
The hairlines are very minute and the color (toning)
is consistent on both sides (inner rim areas).
I'm going to send this in for grading and probably NGC
on this type coin.
I have a few other Halves to send along for grading.
Just want to thank you all for the criteria and your fruitful thoughts...it's been very helpful!