@commems, I feel the same on all your points except for one -
Quote:
the 2009 cent is complete at four types
I've got 8 in my type set, both the circulation issues and the bronze issues from the mint sets. I figured if I was getting both a clad and silver quarter from each thematic series, I should get the 4 bronze 2009 cents as well.
Sort of the same for types with SMS issues; I try to get one SMS and one circulation issue from for each of those types.
I waffle a bit when it comes to different finishes; for example, reverse proof issues. So far I've not felt a need for that.
So, I have lots of 21st century coins in my certified type set already but at least they're very inexpensive, except for some of the highest-graded circulation and mint set examples. However, as is often stated, these types of decisions are a personal choice and vary from collector to collector!
