Confused With $20 For $20 Silver Coin

NCLT is not bullion, so if you keep thinking 1/4oz silver for $20 is not worth it, then none of the current NCLT are worth their price ( RCM NCLT prices are typically twice spot silver).

And, you can't buy a $20 bank note for less than $20, however beat up it is. That is unless you are a bank, but even then the notes are backed by $20 of value (we'd argue not, but that's a whole other story altogether).

So, I wouldn't compare the 20 for 20 with either way. I'd just be happy that I traded a $20 paper bill with a $20 coin that will be worth at least 1/4oz of silver, whatever the value of fiat currency is sitting at.

I think that it is a very neat marketing ploy.

When a Government issues a $20 banknote, there is a liability of $20 against the Public Treasury. If you accept that liability by accepting the note in a transaction in good faith, you have taken on that liability until you pass that note on.

Same with a $20 silver coin, only you retain that liability (less silver value) because you want to add it to your collection.
The coin will always have a value of $20 (whatever value THAT is in future years with inflation) It will also have a residual silver bullion value.

With that warm fuzzy feel to the background of such a coin issue, the buyer will assure him/\her self: 'At least my coin will still be worth a minimum of $20'.

That is what I see as a very neat marketing ploy, and should have a very significant influence on increasing it's sales potential. Mints around the World have used this marketing tactic.

Like all commercial offers, the decision to 'buy it' is entirely up to you.