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 Replies: 30 / Views: 2,996 |
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Valued Member
United States
156 Posts |
....One I got today was priced at 64 cents....that is not insurance included...any idiot can tell by the shipping price...
Edited by coldshot
01/24/2007 10:36 pm
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Forum Dad
 United States
24167 Posts |
quote:
any idiot can tell by the shipping price
How about DSI insurance? How about U-pic insurance? Both of which are paid monthly by the shipper and forbid you to mark "insured" on the package. They both integrate directly into Dazzle software which prints the USPS postage and keeps a separate log of what you owe for insurance. Better than 75% of ebay sellers I know use them because they're half the price and pay claims a whole lot faster. Sellers can also self-insure. Most states it's perfectly legal to self-insure without a license. You can insure your own shipments just not someone elses'. You know anybody knows that USPS isurance is not the only game in town.   |
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Pillar of the Community
United States
882 Posts |
But if your just buying from the average Joe, like I usually do, I would come to think they purchase insurence through USPS. I notice many of the items I pay for insurenc don't appear to be insured. But bobby's probably right.
Ty
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Forum Dad
United States
24167 Posts |
The one thing you really have to remember is self-insurance. It's perfectly legal in probably 40 of the 50 states. Just because they didn't pay someone else to insure it, doesn't mean it isn't insured. Bottom line is, it's only not insured if you don't get it and you don't get reimbursed. Little known fact anyway, the seller is responsible to get it to you or refund you, by law, whether you pay for insurance or not.  |
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Pillar of the Community
United States
882 Posts |
Bobby,
So what do you do if you don't insure the item and the seller doesn't get the item to you? By law, hes still liable, though I have a good feeling he would agree. But what can be done if this happens?
Ty
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Forum Dad
United States
24167 Posts |
quote:
But what can be done if this happens?
Well, you can report him to ebay as a non-performing seller or in an extreme case there's always court, if it's worth it. Any sellers' ridiculous statement about "Not responsible for.. blah blah blah ..." won't stand a chance against the Federal FTC 30-day law. |
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Member
United States
3242 Posts |
Most Good seller wont let there Item go 30day they will refund or try to replace the Item for the buyer thats what I do.
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Forum Dad
United States
24167 Posts |
quote:
Most Good seller wont let there Item go 30day they will refund or try to replace the Item for the buyer thats what I do.
I agree 100%. |
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Valued Member
 United States
111 Posts |
quote:
So what do you do if you don't insure the item and the seller doesn't get the item to you? By law, hes still liable, though I have a good feeling he would agree. But what can be done if this happens?
When I buy anything on ebay, I pay via paypal, and use a credit card. In that scenario, paypal will attempt to refund you if the item doesn't arrive. If the item were damaged, you can file a item significantly not as described claim. If the seller skipped with the money, or paypal denied your claim, you still have the option of asking your credit card provider to do a charge-back. It's the only way I'll buy on line, unless I know the seller. |
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Valued Member
United States
156 Posts |
Little known fact anyway, the seller is responsible to get it to you or refund you, by law, whether you pay for insurance or not.
I like that lil known fact..thnx for that peice of info...
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Pillar of the Community
 United States
5953 Posts |
I found out the hard way about insurance. I sold a couple of proof sets to an eBayer. At the time I only had insurance as an option and the buyer chose not to take it. 15 Days after I shipped the items I get a message to tell me they had not arrived and I was obligated to replace or refund. I don't know if it was scam or real and emailed back and forth a few times but in the end ebay safeharbour told me I had to refund. I now require insurance on all my sales. If the item is over $25 I add delivery confirmation myself just to be sure. Thakyou Dad for the links to private insurers. Its worth looking into as I always think that big insurance stamp the USPS use on a package is an open invitation... |
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Forum Dad
United States
24167 Posts |
U-pic just instituted a $20 minimum. We always spent $20, but just on principal we switched to DSI. They've been terrific.
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Pillar of the Community
United States
882 Posts |
So whats stopping someone from getting the item and just claiming it's been lost in the mail?
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Forum Dad
United States
24167 Posts |
Most people are honest.....
and then there's Delivery Confirmation for 13¢ with electronic first class postage, free with priority mail.
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Valued Member
United States
156 Posts |
I like u-pic and dsi idea...sorry to hear about the one that got jammed on the proof sets....I live in a small town and know everyone at the post office...it is VERY RARE that stuff gets lost in the mail...It was more than likely some one just took you for a ride.....I see a list in the forum for bad sellers but what about bad buyers...I didnt notice that...maybe my bad and I missed it but I read alot of feedback....I meet folks in forums that sell coins and currnecy and I read their feedback just to get a better feeling of wether they are worth dealing with or not...if there isn't a bad buyers folder maybe you should look into it...I went ahead and filed on a buyer last week for non payment and I hate doing that but he ignored all my letters so I filed it...haha still no pay...so I guees if I dont get it by the end of the week ill just drop it and relist....it was only 36 merc;'s...thnx for your time and input Bobby...peace friends...
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Replies: 30 / Views: 2,996 |
First Page
Posted 01/24/2007 11:01 pm
