
to the Family
IMO that is a nice looking 1900 O, photos are dark but it appears to have some original luster remaining, light contact marks, some toning...... based on photos alone, perhaps a MS 61-62.
Cracks in general are common on Morgans, I personally find them interesting on all coins.
I would suggest you visit
VAM World since you have the coin in hand and can see it more clearly and close up to attempt to
VAM it. That will help with value, but if a common 1900 O then perhaps $40-50 ? again, tough call with these photos.
Good luck.