The face value is worth more, most collectors do not even talk about these types of common issues with the coins, much less go out of their way to comment about them, they feel that it is a waste of their time to even confirm common issues like these. Keep up the search, keep posting and we will let you know what you have. Good luck!
Not all cracks have the characteristic sharpness, especially when they're this small. It could be a die gouge, but I think the placement of it would suggest it being a die crack.
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