Mercury Upgrades

But what if I do not want to sell them, ever.

I am filling those holes. No hesitation. No regret.

Both good arguments indeed. I personally cannot crack out a slabbed coin or one from a proof set. I don't know why. So I buy raw coins that go into an album. I studied the 1916-D very carefully before I bought a low grade one raw. And I got a second opinion. I know. That is still no guarantee...

As far as cracking out coins that go into an album that you never intend to sell. What about your heirs when they inherit the coins? They will have no idea what they are really worth unless someone is a coin collector also. I think about that sometimes with my albums. None of my children are really interested in coins. Too bad. They don't know what they are missing.

I've heard it said that genius skips generations. I'm hoping if I have grandchildren one of them will "get it".

So many forget that this is their hobby. Taking coins out of a slab for an Album is great for us of those that never plan on selling coins. If you a collector of coins as your hobby, never worry about how to sell, when to sell, where to sell. Just do with your coins as you prefer since they are yours.
Some say however, it will help their relatives if someday they inherit these coins leaving them slabbed. Try to remember, if and when that happens, you really wouldn't care or know what happened to all of those anyway.
Interesting that no place for a 42/41, 42D/41 or 45 micro S.