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 Replies: 26 / Views: 5,245 |
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Pillar of the Community
United States
505 Posts |
Ive seen a lot of auctions here on CCF,where the seller only accepts payment through paypal gifting.I was going to buy a few items I've seen there,however I wont pay by gifting because,when you do this,you lose all buyer protection as Paypal doesn't protect you when you gift...
I suggest sellers just use the usual route to get their payments and eat the small fee paypal charges
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Pillar of the Community
Canada
5417 Posts |
The point of buying off CCF is that the seller is an experienced established collector who is a member in good standing, so it's very unlikely to trick you.
Anyway, as an alternative if you're not comfortable with paying via gift you can always ask for the seller to eat the fees, it's only 3% so it's not much anyway.
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Pillar of the Community
United States
7621 Posts |
There is risk with anything you do that involves money, travel or walking across a busy highway in the dark. However, I have never had a problem with the PP personal (gift) payment option as a Buyer or Seller doing off-eBay transactions (and I've done a lot of them too, although not on the CCF platform!). We do it to avoid the PP fees. I will continue to do it that way cause it works for me and the persons I deal with.
If a member here cheats another member through fraudulent dealings, word would get around pretty quick. I would not want to be known as a cheater on these boards.
If you are concerned about it then continue to give PP their "piece of the action" just like any Mafia protection racket expects. Paypal wants you to be scared. They have skin in the game.
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Forum Dad
 United States
24165 Posts |
Yeah well, eventually Paypal will do away with *gift* because of the cheats. When they do I will be furious because I use it to send money to my daughter a state away.
I've been seriously considering the banning the mentioning of Paypal Gift in listings here for a few months now. I think I'm going to do it tomorrow.
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Pillar of the Community
United States
7621 Posts |
Then why don't you step up to the plate and offer to pay the Seller's PayPal fee of 30 cents plus 2.9% of the transfer amount so you can be "protected"?
I'm sure most Sellers would be more than happy to accommodate you.
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Forum Dad
United States
24165 Posts |
I should step up to the plate so YOU can break the rules? Don't hold your breath. I provide this as free service, I'm not paying squat.
And guess what? People have been stiffed here by using gift. And guess who has to hear it? I'll give you a hint, it's not Paypal because they know they'll get nowhere fast with them.
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Pillar of the Community
United States
7621 Posts |
No... I'm saying that the Buyer and Seller should be able to have the option to do what they want to do for their particular situation. If they want to do PayPal "personal" it's their business and not mine or yours. They know the risks involved and have clicked thru, and agreed to, the UA or they wouldn't have a Paypal account in the first place. If they choose to accept the risks then why are you concerned about it? If someone complains just refer them back to the UA. If PayPal sees a problem with excessive "personal" transfers then it is up to PayPal to suspend or close the accounts.
PayPal has already eliminated the personal payment option in several foreign markets and they will probably eliminate it here in the US soon anyway. They don't like losing money.
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Pillar of the Community
United States
898 Posts |
Westernsky,
PayPal is providing a service, and a company operates by fees and such so they do have to collect somehow, that being said the fees are annoying, especially when they're high. Suggesting Bobby to cover the fees is ludicrous.
Bobby, an alternative option to PayPal gift for you and your daughter would be google wallet. I have used it for a few transactions for coins on other websites with sellers I have bought from and trust before and it works almost identically to paypal. I thought I would let you know.
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Bedrock of the Community
Australia
21788 Posts |
Could be looking for a tax dodge, without a record for payment.
It could also be a way of not finding a seller, if they are less than scrupulous.
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Pillar of the Community
United States
7621 Posts |
I'm not suggesting Bobby cover the fees for everybody...that's insane. Never said that. Bobby said he has declined to do business with Sellers that want payment by PP "gift" (or personal payment). That's his choice. Just because that's his choice it shouldn't be forced on others. Personally, I like checks and money orders and try to steer people in that direction when asked....especially on ebay. Anytime I can keep money out of ebay's and PayPal's paws I'm all for it. That's not theft of services, that's business. When was the last time you got an interest payment from PayPal on your balance? What? Never? Ask PayPal why they don't pay interest on running balances and the answer would be something like "we don't have to, that's business. Don't like it, then close your account and see how your ebay sales die." That's easy to do when you have a captive audience like eBay/PayPal have (for now). I'm saying that if a Buyer (any buyer!) wants to step up to the plate and cover the PP fees for the Seller wanting a "gift" payment (that THEY are in a transaction with) then they should have that option. If 2.9% plus .30 cents seals the deal, and I want the item with some protection, then I would gladly pay it. If The Seller wants the money "gifted", and I don't care about any any protection, then that's between me and the Seller. |
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Forum Dad
United States
24165 Posts |
Any seller who accepts Paypal gift for a purchase is a thief. It's that simple. Just because you've justified it in your own mind because "Paypal makes enough money" or some other silliness is irrelevant. Check merchant account rates.. Their prices are extremely reasonable. If there was a way to lie and cheat your credit card company out of their fees would you do that too?
It ends here today, I don't want to be a part of it.
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Pillar of the Community
United States
2049 Posts |
As duncanbishop said, Paypal is a service. Asking people to gift the payments is abusing the system, plain and simple. They are not there to provide a free service for people because they don't feel like paying the 3% fee. To me, it's no different than those that whine about banks not providing unlimited rolls/boxes (or charging for rolls/boxes or for using their coin counter) for collectors to search FOR THEIR OWN GAIN ONLY. Let that sink in. As a seller on ebay, I know both ebay and Paypal will have their fees and it's part of the cost of doing business. I set my price accordingly so it's a non-issue. It should be that way here as well. Honestly, it shocks me a bit that people even try to do private transactions this way here and on other forums I have visited. Is 3% of a $100 transaction going to set you back that much? |
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Pillar of the Community
United States
2049 Posts |
100% agree with you Bobby. Some are going to cry about, and say it's not fair, yet what they were doing all along wasn't fair to Paypal either. It's sad seeing how selfish some people are.
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Forum Dad
United States
24165 Posts |
Quote:
It's sad seeing how selfish some people are. Especially when there's no other fees here at all. It's the epitome of selfishness. |
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Moderator
United States
188770 Posts |
Quote:
Asking people to gift the payments is abusing the system, plain and simple. They are not there to provide a free service for people because they don't feel like paying the 3% fee. To me, it's no different than those that whine about banks not providing unlimited rolls/boxes (or charging for rolls/boxes or for using their coin counter) for collectors to search FOR THEIR OWN GAIN ONLY. Let that sink in. This has been quoted for truth.  |
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Pillar of the Community
 United States
505 Posts |
I sell a lot of things on different forums and dont mind paying paypal for their services.I really dont think 3% is much for what you get....However when it comes to eBays fees,thats a different story...
Also,I didnt mean to start anything here,I was just stating my opinion!
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Replies: 26 / Views: 5,245 |
Posted 10/15/2014 7:43 pm
