Hey ladies & gents... In regards to BU, PL, and Specimen finishes, is there much difference in their value? I have a collection of quarters and halves. Some are BU, PL, and Specimen. I often wonder if I should be just doing business strikes rather than PL and Specimen? I know PL and Specimen aren't circulating coins but they sure do look nice. Anyways can one call a set of quarters "complete" if there are different finishes and not all the same? I know there are some NCLT issues but I am not talking about those. Thoughts?