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Worth Keeping?

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831Mani's Avatar
United States
144 Posts
 Posted 11/13/2014  02:58 am Show Profile   Bookmark this topic Add 831Mani to your friends list Get a Link to this Message Number of Subscribers
i work for a bank & today a customer cash in there roll coinage, among the rolls theres two rolls of BU.dimes 2013d & 2014 d. Should I get them? please advise
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Bertensgrad's Avatar
United States
1192 Posts
 Posted 11/13/2014  03:02 am  Show Profile   Bookmark this reply Add Bertensgrad to your friends list Get a Link to this Reply
I don't think you would get any premium over face for a long time.
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PlumCrazy814's Avatar
United States
883 Posts
 Posted 11/13/2014  03:43 am  Show Profile   Bookmark this reply Add PlumCrazy814 to your friends list Get a Link to this Reply
To put it in perspective...
I have intimate knowledge of a collector that put some 1982d dimes away just because. They sat in a safe for 5 years until he died. Then they sat in the same safe for another 12 years until his wife died. Then they sat in another container for another 14 years until the holder decided they needed some money. So that's 32 years of out of circulation and arguably MS62-65. Local dealer says spend them because he has no market for them. Bureau of labor and statistics says 1982 $0.10 is equal to $0.25 today.
So my advice is save them if the date has significant meaning to you but don't expect to see easy gain over inflation. You might be able to sell them at a later date with some investment (3rd party certification) but then you have to contend with the costs associated with that. Best bet is to put a few gems in your collection to satisfy your passion and to try to get over face now of the rest
with some work.
Edited by PlumCrazy814
11/13/2014 03:47 am
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CoinCollector2012's Avatar
United States
8137 Posts
 Posted 11/13/2014  09:55 am  Show Profile   Bookmark this reply Add CoinCollector2012 to your friends list Get a Link to this Reply
I recently had about 4 rolls of 2013-P Dimes and it took me months to sell them. I eventually sold them back to the bank at face. If I were you, I would get rid of them.
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scopru's Avatar
United States
5029 Posts
 Posted 11/13/2014  10:31 am  Show Profile   Bookmark this reply Add scopru to your friends list Get a Link to this Reply
Agreed with previous comments...but is your choice. Will they be worth much in your lifetime...not likely. But if you collect and plan to pass them down they are worth keeping. Ultimately you choose how and what you want to collect.
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Finn235's Avatar
United States
6130 Posts
 Posted 11/13/2014  2:26 pm  Show Profile   Bookmark this reply Add Finn235 to your friends list Get a Link to this Reply
There's a market for State Quarter and cent rolls, but most people don't have the cash to tie up $5 per roll of dimes. I would keep them if you want to cherry pick one coin from each to fill an album, but I wouldn't keep them as an entire roll.
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Debrajc's Avatar
United States
4211 Posts
 Posted 11/14/2014  10:30 am  Show Profile   Bookmark this reply Add Debrajc to your friends list Get a Link to this Reply
I have to agree with the above posters. The recent dime mintage is just too high to see a premium in our lifetimes.
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cladking's Avatar
United States
2271 Posts
 Posted 11/14/2014  10:31 am  Show Profile   Bookmark this reply Add cladking to your friends list Get a Link to this Reply
Most of these moderns are actually very lightly saved. People would be simply astonished to learn how many post-'64 nickels are scarcer in Unc than the '50-D. I tend to try to save all the new coin I find for at least three years just in case they are discovered to be scarce enough to get a big premium. But you can't save everything so after three years I go through them and just pick out the nicest few and spend the rest.

You'll kick yourself if the rolls are going for big money in 2017. A roll of '83-P quarters once got as high as about $1100.
Time don't fly, it bounds and leaps.
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jimbucks's Avatar
United States
4691 Posts
 Posted 11/14/2014  10:38 am  Show Profile   Bookmark this reply Add jimbucks to your friends list Get a Link to this Reply
Unless you plan to live to be 240 years old, I doubt these will ever be worth more than face in your lifetime.
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