Heritage - Have I Overpaid ?

These are NICE coins, irrespective of weather you paid too much for them or not.
You have them now.
As they say in cricket:- "runs already on the board" - perhaps better than still having to score them.

Many years after you have paid for these coins, you will still appreciate them.

Keep the invoices for these coins.
They are your documentry proof needed to establish a pedigree for them. If they have come from Heritage, you can bet your life on them that they are genuine. THAT has to be worth something. Good quality fakes of European crown sized silver have been around for decades, and long before the Chinese decided to muscle their way into the act.

I used to ask questions like that! In reality its Unanswerable.

Although you were the highest bidder the other bidders with you set the final selling price. You paid market value the only difference is you were one of the market value setters rather than followers!

An Aside: I know the saying goes buy the book before the coin. I have a modification: "Buy" the story then the coin. A coin with a story will always maintain its value better than one that doesn't have a story.

I agree they are nice and worth what you paid because it was won in competitive bidding. The only thing that ebay does (which Heritage and Stacks do not) is to provide the bid history.

I always fell a price is very accurate if a group of three or more bidders were close at the end. What I do not like to win is a coin where there were only two of us at the end and the third bidder was barely visible on the horizon. This happened one time with a coin I wanted - The high bid was $505 - I was at $502 and the third bidder was at $120. That result was not indicative of a true market price but a two party fight for one coin where both of us picked the same "buy price".

I recall the 4 Franken - that one has much better eye appeal and was one I considered at $250.

Thank you all, appreciate the feedback very much. I whole hardheartedly agree on coins with a story being appealing, Then which pre WWI1 coin doesn't have a story associated ? Bob there were more than 3 bidders on these :) although I don't like 17.5% buyers premium I trust the coin I buy. No more fakes nor cleaned coins as I have ruefully found with my ebay buys. I have to admit I save money longer than ever to buy from HA.

'plonker', if you in advance set your maximum bidding price (factoring the BP in as 'austrikiwi' said), then you don't have overpaid because you considered the coin worth that much to you. So enjoy those coins without questioning yourself too much.