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Replies: 28,027 / Views: 2,320,331 |
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Pillar of the Community
United States
802 Posts |
Buffalo, VERY nice find. I have yet to this day to find a San Francisco mint.
FistfullofDirt... what do you search that you have better luck than halves? I am ready for a change.
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Pillar of the Community
United States
508 Posts |
Great haul SCP! Those bags are paying off.
Pretty cool Buffalo, I have yet to pull one of those, can't wait!
I got 2 boxes this week...
No Silver, but pulled 4 NIFC's.. As I said before, better than nothing
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Rest in Peace
United States
9104 Posts |
Quote: I later got a message on my voicemail that they would prefer not to order me any because Their change orders are for their business accounts. I wonder if I should call the manager back or go over his head? Any thoughts? This may come as a surprise, but banks aren't in the business of shuffling around tons of coins so you can sort the silver out of them. By all means, go over his head. Insist that the president set you up a table and chair in the vault and an employee to bring all incoming coins past you, so you don't have to cart them back and forth, just pay for the ones you keep.
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Rest in Peace
United States
9104 Posts |
Quote: So I replied telling them I'll give them a few days to resolve this issue or I'll close my account and walk across the street to another bank!
If your account didn't contain six figures, I'd be telling you to not let the door hit ya where the good Lord split ya!
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New Member
United States
31 Posts |
Yay my first silvers found when sorting coins for someone. 1967 and 1968 40% silver kennedy's!
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Rest in Peace
United States
9104 Posts |
Quote: Of the two that I've found, both are "double tails" and well-made with precision machine work. I've been tempted to open them up and pull out the Mexican coin, but they look so good that I think I'll just keep them as souvenirs.
Double-tails are designed to win coin tosses, there is nothing inside. Scotch and sodas have a 20 peso epoxied to the one side. They're not "pull out" items.
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Pillar of the Community
United States
4333 Posts |
The bank in which I have a bare minimum in my account has bent over backwards to please my ordering needs for the last 3 years. I have multiple accounts with other banks and credit unions, they are in business to serve me, and believe me, they better work for me considering some of the fees I pay.
When I listen to LED ZEPPELIN...so do my neighbors... Roll hunting since '77 Dirt fishing since '72
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Pillar of the Community
United States
4333 Posts |
Wrestling, I have the best luck with customer rolls of halves for quantity. I have not had much luck with boxes at all since I started over 3 years ago. Next would be dimes, I now search only customer-rolled for the chance of multi-silver rolls, which I have found.
When I listen to LED ZEPPELIN...so do my neighbors... Roll hunting since '77 Dirt fishing since '72
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Rest in Peace
United States
9104 Posts |
Quote: I've had one bank tell me when they order coin and when it comes in and another bank refuse to tell me for security reasons. Talk aboutpenny wise and pound foolish. "For security reasons, we can't tell you when we'll get $1000 worth of coins you'll need a hand truck to move, but there's $20,000 in paper money at any teller's station." That's right up there with keeping a $200 bundle of $2 in the 15-minute safe instead of at a teller.
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Rest in Peace
United States
9104 Posts |
I don't get huge quantities of halves, so I "spend" rather than "dump".
The last time I was in a toxic hell, I spent a couple, and the clerk went bonkers.
Today, he got four, with predictable results.
Then once he was out of range, I swapped four more. Let him figure out the half dollar fairy.
Kitty is enjoying the last of the burritos.
Ain't had this much cheap fun since I tipped the valet parker with an Ike from his birth year!
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Pillar of the Community
United States
3755 Posts |
biggfredd, I gotta call you on this one. The bank is in business to do what *I* the customer ask them to do within the framework of being a bank. And in that framework is handling money. It matter not why I need the money nor what I am doing with it. Not how much of it I order or when I order it. I have an account there, they will order the halves or I take my business elsewhere. And I will be vocal about it and do what I can to lose more business for them.
No one asked them to do anything that a bank is not designed to do.
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Rest in Peace
United States
9104 Posts |
Merchant accounts pay a fee per roll of coins or band of bills. They also pay for coin wrappers. A second-string fast food location goes through $3000 a week in change, and at any given moment prolly has six figures in their checking account. They also don't bring in boxes of coins to get rid of.
It costs the bank money to move and store boxes of coins. Banks are designed to handle coins for commerce. When someone (or several) wants $1000 worth a week of a denomination for which there is no retail demand, that's an expense, and so is accumulating dump coins that there is no other use for than to pay to get rid of.
You want a box of halves? Fine. If no bank accepts more than $10 of them without a fee, searching would stop. If dump banks worked with other banks and cycled their coins back to the searchers, searching would stop. "But I want a different box!" Sorry, we have $500 in halves, for specific halves, go to a coin dealer.
How far would you get if you bought a skid of breakfast cereal, took it home to find the Sacky Bucks, then brought it back to trade for a different skid? Hope you like cereal!
Reality check: Take a $500 box of halves to a pawn shop for a loan. Pawn shops are designed to lend money on items of value, and you're providing something which is guaranteed to always be worth $500. See how much they'll lend, if they'll take them at all. Consider also that they'll get 3-10% a month interest, plus a storage fee.
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Pillar of the Community
United States
3755 Posts |
Again, I call BS. They charge those fees solely to rape the consumer. That simple. There is virtually no extra cost to moving the halves. They move money no matter what so even 20 boxes of halves a week is absolutely nothing in addition to what they do already. Your example even proves that point. they move literal tons of coins as is.
And charging a fee to take money from me? An even larger pile of BS. I dont care if I bring in 4000.00 in pennies. ITS A BANK. They are supposed to deal in money. Period. I work at Petco. What the banks do with this is tantamount to me trying to tell my customers sure, bring your dog into the store. But I have to charge you an extra 10% on your bill because I have to clean up the crap he just took on aisle 3. How well do you think THAT would go over?
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Valued Member
United States
163 Posts |
Banks by default are not your friends. Don't ever buy into the PR or expect them to treat you like one. They are big stupid beasts that will turn on you the moment that they think it will favor them. If you're lucky and smart you can make money off them instead but they (will act like they) owe you nothing and you owe them nothing.
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New Member
United States
19 Posts |
Searched a $1000 bag of halves this weekend, here is my finds: 90% - 7 40% - 26 Proof - 1 1978 Gold ? - 24 I found 24 halves that are 1983 P and appear to have been dipped in gold. They also have the small dates 1960 and 1980 on each side of Kennedy's neck. I have no idea what these are. My guess would be some type of commemorative coin. Any ideas/value? 
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Replies: 28,027 / Views: 2,320,331 |