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Author Previous TopicReplies: 11 / Views: 3,055Next Topic  
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centsdimes's Avatar
United States
134 Posts
 Posted 09/18/2015  5:55 pm Show Profile   Bookmark this topic Add centsdimes to your friends list Get a Link to this Message Number of Subscribers
I've had some recent problems with identity theft and would rather not have a Paypal account. Do most sellers on ebay take credit cards?

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edweather's Avatar
United States
7375 Posts
 Posted 09/18/2015  6:11 pm  Show Profile   Bookmark this reply Add edweather to your friends list Get a Link to this Reply
well, most do not, some do. I've heard of some people just attaching a savings account to their paypal account, and only keep enough in the account for each purchase. That way there is no credit card involved, and if your info is hacked, there is no money in the account to steal.
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Coinfrog's Avatar
United States
94367 Posts
 Posted 09/18/2015  6:19 pm  Show Profile   Bookmark this reply Add Coinfrog to your friends list Get a Link to this Reply
I've had my share of problems with credit cards over the years, but never with the Paypal M/C, which I use at least 50 times a month.
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cipster's Avatar
United States
2362 Posts
 Posted 09/18/2015  6:29 pm  Show Profile   Bookmark this reply Add cipster to your friends list Get a Link to this Reply
I agree that many ebay sellers only accept PayPal so you really limit yourself regarding sellers.

I've never had a problem with Paypal and AMEX. I've had Visa cards hacked seven or eight times in the past two years.

Others may have a very different story to share.
Member ANA and EAC

"You got to lose to know how to win".
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Edited by cipster
09/18/2015 6:30 pm
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Coinfrog's Avatar
United States
94367 Posts
 Posted 09/18/2015  6:34 pm  Show Profile   Bookmark this reply Add Coinfrog to your friends list Get a Link to this Reply
Yes, Visa hacked many times, but never my Paypal M/C.
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paralyse's Avatar
United States
12057 Posts
 Posted 09/18/2015  9:50 pm  Show Profile   Bookmark this reply Add paralyse to your friends list Get a Link to this Reply
I won't do business with sellers that don't accept PayPal; saw one that wanted you to call him and give him your CC info to run it via the phone if you wanted to purchase the item...no thanks.

Back when ebay was getting a cut of all those merchant account fees sellers were required to accept PayPal. I'm pretty sure this is no longer the case since the "Decoupling."

My PayPal account is >15 years old and has not had a single issue that whole time, it's an original business account (before the change was made to the newer account types.)
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"Most of the things worth doing in the world had been declared impossible before they were done." -- Louis D. Brandeis
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52Raymo's Avatar
United States
8516 Posts
 Posted 09/18/2015  10:00 pm  Show Profile   Check 52Raymo's eBay Listings Bookmark this reply Add 52Raymo to your friends list Get a Link to this Reply
I love PayPal, never any problems here either and they'll go to bat for you.
Oregon coin geek.....*** GO BEAVS ! ! ! ***
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paleoguy45's Avatar
United States
2936 Posts
 Posted 09/19/2015  05:29 am  Show Profile   Bookmark this reply Add paleoguy45 to your friends list Get a Link to this Reply
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jay799's Avatar
United States
156 Posts
 Posted 09/19/2015  10:37 am  Show Profile   Bookmark this reply Add jay799 to your friends list Get a Link to this Reply
The biggest concern in my opinion with a paypal account would be if you used an insecure password, or if you used the same password as another account that gets hacked or if your email gets hacked they could possibly take over your paypal account.

Use different passwords for your email and paypal and make them as secure as possible, and dont put those passwords into other 'insecure' sites and you should be okay.
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centsdimes's Avatar
United States
134 Posts
 Posted 09/19/2015  7:08 pm  Show Profile   Bookmark this reply Add centsdimes to your friends list Get a Link to this Reply
Thank you for your opinions, everybody.
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BadToTheBone's Avatar
United States
1795 Posts
 Posted 09/22/2015  11:02 am  Show Profile   Bookmark this reply Add BadToTheBone to your friends list Get a Link to this Reply
Actually I've never ever had any problems with Paypal as far as security about my credit cards being linked with my checking account I use when I purchase coins.
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Parklane64's Avatar
United States
2668 Posts
 Posted 09/22/2015  7:29 pm  Show Profile   Bookmark this reply Add Parklane64 to your friends list Get a Link to this Reply
My BFF had his Paypal account hacked and they got $1000. Paypal did not give a poopy-doo until he mentioned he had already done a charge-back. Because of the hacking and the 'could care less' attitude, he closed his account.

I closed my account because Paypal cost me $40. Not a large amount, but their platform was glitchy and I got out.

ebay was lockstep with them.

Never looked back.

Monetize this, losers.

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