Definitely full bands.
Sometimes viewing a negative image can help with overlit lustrous coins:


The scratch on the cheek is easier to see when the photo is inverted.
I would grade MS63 to MS64, FB, depending on how bad that scratch is or isn't.
Member
ANA - EAC - TNA - SSDC - CCT #890
"Most of the things worth doing in the world had been declared impossible before they were done." -- Louis D. Brandeis