Gotta Get This Off My Chest...

Buying a coin certified by a reputable TPG is still by far a lot safer option than relying on a dealer/sellers inflated and often ill informed opinion as to the grade and condition of a coin regardless of the odd blunder by a TPG grader.
Also there is a possibility that you may have inadvertently damaged the coin whilst it was in your album/folder as these coin storage systems can damage coins, especially the Whitman/dansco push in type.

I trust ALL of the services today as much as I do Politicians on both sides of the border. They pretty much spin things as they want to. Never Never Never Never and I mean Never buy the holder .Actually look at the coin and do due diligence.
Great discussion with a well respected US dealer colleague of mine............... Most people don't take the time to grade or even try to learn. This was his opinion and he is not far from the truth.
Even people who do this for a living cannot grade all series to perfection. Reason , the standards are always changing in lock step with the coin market. Weak market , tight strict technical grading. Strong wild market , loose as a goose market grading where your AU 55 cleaned early dollar is magically an MS62 blazer.
I worked on a farm one year as a young boy . The horses and cows droppings were easier to stomach than what the socalled graders shovel.
I am one for having the actual date graded being made mandatory on the holders. I strongly recommend the FTC look into it. With the date graded on the holder you could actually look up what the market was like at the time in question.

trout1105, just to emphasize again, I did not damage the coin removing it from the slab and NGC did not claim it was damaged. My surprise was that they said the coin was cleaned (which I certainly did not do) which was not a determination they made when the originally graded it.

Pacificoin, I think that is an excellent idea also.

Again, my thanks to everyone for their advice. This was quite an eye-opening experience.

Excellent idea!