What If You Got Back Every Penny ?

1). I live in an inherited house, pay half insurance and bills.....

2) drive a loaded 2003 Acura that has less than 85k original miles....

3). Needy? Relatives...let's try GREEDY" relatives that spend whenever the "urge" hits, yea, they come beggin' when they've spent their was, but giving at that point is like giving money to a homeless addict

4) Keep what I have because it is what I enjoy? Shirley you jest!!

I picked put money into raw gold and silver.

But really think it will be a mixture of those options.

And I am getting close to making that decision.

I own my house, but just put it on the market. Selling
to move closer to family. I would give money to my daughters,
but not giving them money is sometime a better way to help.

I think moving money into gold and silver will be a better
way to pass money to my daughters, once I am gone. But I
am sure I will keep some coins to .. hopefully .. keep as
family treasure ....

I'm technically old enough to drive a car, but I'm not planning to use one anyway.
It doesn't help that most of my purchases were bargain bin finds (and a few were gifts). So I didn't actually spend that much (I estimate maybe $2000 or so).

A lot depends on the specifics.
Am I getting the money in rubles, in dollars, or adjusted for inflation? (About half of my purchases are from pre-2014, when a dollar was worth 25-30 rubles.)
Does it include money I paid to take public transport to coin shops? What about cases when I also went to other places once I arrived?
(Are plane tickets to places where I also bought some coins refunded? It could change the number significantly.)
Which particular parts disappear? I'd rather not end up with my mother losing most of her money because technically she's also getting coins for me - even if I get the money back, sending it to her would be tricky.

TL/DR: I'll probably keep the coins, but if it comes out to a much larger amount that I thought it did (~$10,000 might be enough), then I'd give part of it to needy family members and spend much of the rest on coins again (mostly ancients this time, with a glance at the 300 country quest).

Yes mox , the majority of us would not take the money back , but keep all of our coins .

It's not as clear-cut as that. If you've been selling a lot (which can happen naturally if your collection had been around long enough), the total amount you ever spent may greatly exceed the value of your current collection.
(Let's put it that way: imagine you just paid for an expensive vacation, and then you get an offer of cancelling and refunding it - with the caveat that you also get the money you paid for all your previous vacations. Would you accept? If so, does it mean you don't like vacations?)

Also, it may legitimately be the case that your house/family is in dire straits and would desperately need an infusion of money (look up "Justice for Abigail" for a particularly extreme example... which ultimately wasn't enough).

I'd have to keep what I've collected over the years.