The circular line in the head (and the date) looks like damage from a coin-wrapping machine. TRUST is also a victim of the same kind of machine just pushing the metal up towards the rim.
If your expert called it an error then it sounds like you need a new expert. As scstrawn said your coin is nothing more than damage from a coin rolling wrapping machine.
We see Rolling Machine Damage all the time. This is it. If your expert tells you this is an error, he's no expert. To a true expert, this is a "no-brainer."
The bottoms of TRUST may have been damaged in a vending machine. (gumball) Also as mentioned possible damage from a coin wrapper or another coin pressed on to the coin. But it wasn't struck this way so it was not an error. It is all PSD.
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