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There are a lot of people who have been sitting on coin jars for 30, 40, even 50+ years, plus thousands of rolls of every year were stashed away by hopeful collectors. That wasn't the case in the 30s and earlier, which is why you see a huge surge in value. I still occasionally find shiny pennies from the 1960s in pocket change, so I wouldn't ever pay much more than face value for one.
Really, I would say the only memorial cents worth anything would be rare varieries, errors, and those in MS 66 or better. I think a forever stamp is 47 cents these days... can you think of many cents you would trade a whole roll of cents for?
This is the common belief but it simply isn't true. There are simply no statistically significant hoards of coins made after 1964. You can easily prove this to yourself by getting a handful of something like early 1970's quarters. If there were large hoards then the coins in these hoards wouldn't wear and when they were released they would stand out as being high grade. such coins aren't there so there are no large hoards. Ask your local dealer how much of this stuff comes in the shop. He'll tell you almost nothing does and when he's forced to buy the rare accumulation of such coins he pays face value and puts them in his cash register.
Price guides list all moderns as virtually worthless but nice high grade clad sells on
ebay for sometimes significant premiums. Price guide editors are worried about their customers and their customers mostly hate coins made after 1964. Listing them at face value is safe.
There are also almost no rolls of many of the post-'64 coins. Despite looking hard for 45 years I haven't actually seen a roll of 1969 quarters since early 1970.
Most of the cent coins from '59 to '64 can be found nice in circulation but not 1965 to 1972 cents. Pennies are worthless now days (they cost more to count than their face value) so they don't circulate and billions are sitting out. But this does not apply to nickels before 2000 or any clad at all other than non-circulating halfs and dollars as well as bicentennial quarters. It applies much less to states coins.
Time don't fly, it bounds and leaps.