@NDBirdman: The type or form of precious metal one buys should suit your reasons for wanting it. If you're buying as a hedge against inflation then gold or silver in easily recognizable form will probably suit you best. A relatively short term disruption of financial or social infrastructure would be a good time for any PMs so low overhead purchasing is a great strategy. If you're buying in anticipation of a near-extinction level event, then junk silver and 9mm ammo caches are a good choice. If your trying to cover all the bases then, as JoggingLiberty noted, diversify. I don't think of gold or silver in buy-back terms or as an investment, so I keep my PMs on my terms, not a shopkeeper's. Your mileage may vary. Hope Santa brings you some silver.