Things To Look For In Commemoratives.

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I agree with what has been said, unless you are extremely lucky anything you can get from places like this is a waste of money. The "layered" coins will never be worth anything to numismatists because no matter how you look at it these are altered coins and that is just about the fist thing any collector learns when they start collecting, "Do not alter or clean the coins in any way, and if you do so you will ruin any value the coin may have". These companies prey on the uninformed with their highly tactical way with super crazy sales tactics. There have been numerous stories (some even on this forum) where people thought they had this super rare collectible from the franklin mint (in most of the stories these aren't even US minted coins, they are their own minted coins)that their family member cherished all their lives and told them when they died this would go to them and would basically be able to fund their college or something else with the sale of these super rare coins, and its the collectors on forums such as this that have to give them the bad news that since these are privately minted coins instead of US minted coins they are not even worth face value and since they minted so many of them they will probably never be worth anywhere what their family member paid 20 or 30 years before they received the coins. This is a major problem because it can really turn new collectors against the hobby all together when they think they have something valuable (because thats what they have been told their whole lives from their family member they looked up to) and someone they don't even know sitting behind a computer screen tells the the harsh truth. I try to use compassion when this type of story comes onto the forum such as this but some people are just blunt and say it as it is (which isn't wrong, but I know how disappointing it can be when you have come to believe something your whole life and find out its not so). In my opinion I would avoid these type of sales pitches at all cost but some people just like the holders and how they can display them and if they have thought about it and know there is a very big chance that they will never be able to get the money they spent on the coins back if they ever happen to need to sell the coins and they enjoy them for some reason then by all means I will be the last tell someone not to buy something they may enjoy, just be sure you are informed that the resale value will probably never be what you paid