First coin is a VF-20 , the second is a F-15 I can still see some of the diagonals , the third coin looks like a VF-25 maybe 30 in hand , the dirt while it is distracting does not necessisarily affect the grade but it does affect the eye appeal which in turn affects the value .
to the forum with Metalman. As for grading there are several publications that show pictures versus grade. They are a good starting point to get you in the ballpark. I have seen them for US, and I assume that they exist for some non-US as well.
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