Plastic Or Cash.

I use cash for items less than $10 above that I use check. And I try to stay off the credit card as much as possible. When I extensively used the card, I find I spend a lot more money. Using checks I know how much I spend. Kinda makes me have some self control.

For me, the plastic is just for convenience. I do not spend any more because of it and I pay it off every month. I also monitor all of my automated electronic transactions very closely.

One thing I have begun to notice is that there is an increasing number of places that get "an attitude" when one tries to use cash. It seems that cash is starting to get the same stigma that check writing has. The world is turning into the Visa commercials!

Elimist,


Is there some reason that you need to use plastic at the Sheriff's Station that we should know about?
Only kidding..
I can see why garage sales and flea markets don't accept plastic. One is the charge the service has and two ' REALLY IMPORTANT' no records -no taxes. Ya know the government - if you make money, they want a piece of the action Actually that is not funny

DMV here takes plastic when you renew on-line (which is what I do). Not sure about when paying in person, since I avoid that place as much as possible!

I was just imagining a guy arrested for credit card fraud making his bail payment with a credit card.

I am all digital, I have a all online business so I get my money sent directly to Paypal, then I got my paypal debit card for easy use of my money. When I buy bullion online or invest in stock I do a bank wire. Also for any small charge I use my paypal debit card because I get 1% cash back so it adds up. Sweet huh? No credit cards for me there a no no.

Around here that probably has happened. Don't know about other places but they take credit cards for everything around here. If you get a ticket and a court appearance is mandatory, your instructed to bring a check book or credit/debit type card. Indicating your going to loose regardless. You can use it to renew your drivers license, get license plates for your car, license transfers, etc.
Coin shows accept them, stores, airline tickets, gas stations, complete college situations, your house rent, house taxes and on and on and on. I'm wondering if you were to get robbed on a dark street late at night and had no cash, would the crook accept a credit card?
So far I can't find a flea market that takes them.

I normally use cash for almost all my purchases. And I agree with DNA when there isn't any left in your wallet...you're broke!

One thing I don't understand with debit/check cards is my wife and I use 2 different banks. Back a few years ago my wife wanted to buy a new computer. I think the total was going to be like $1,100. She had enough to cove it in her checking, but Dell said it was rejected. We found out that anything over $1,000 she had to get approval from her bank. And when they issued the approval you had an hour to pay for the purchase. So her bank has a transaction limit and a daily limit also we found out. This can be good if your card is stolen. It saves the bank, as they have a limit of how much they will have to pay back. But bad in that you need approval to purchase things.

When we got married I paid for the recption on my debit/check card. I think the bill was $2,800. My banks view is that the funds you have in your account is the daily limit. Which can be bad is your card is stolen, as a thief can drain the account in a very short period.

The only time we mainly use plastic is when we go on vacation. I hate carrying around tons of cash and not being in an area I'm familar with.