Thanks for your comments, everyone, I guess I did okay then!!
This is the first note I have purchased over face value in a very long time. I noticed this raw note in a small online auction last week and thought it was in the mid/high VF range from the photo. It was only at $20 when I saw it so I put my max bid in at $80, in case my photo estimate was wrong, and hoped for the best. I got it for $70 plus fees!
I decided to bid on it because the Charlton catalog had it as a change-over after the DF and that there was only 976,000 printed but I didn't know that it was a "super scarce design change-over from the DF series of prefixes seldom seen" thanks for that walk2dwater.