Personally, I like to buy mercs and Roosevelt dimes at spot and search through them. This way you can find better dates or coins of numismatic value and use the leftovers as an "investment."
I would buy US raw common date silver coins or gold coins as an investment. Closest price to spot! The fancy molded bars or graded bullion coins are the biggest down side to rare metals. Who cares if you have a ms70 or proof70 bullion coin when you go to sell it, the gold value is what is real...The packaging is superficial.
I would rather have the 20% to 40% more metal for my buck
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