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Replies: 32 / Views: 6,128 |
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Bedrock of the Community
United States
12437 Posts |
There is nothing wrong with a teller pulling out silver and setting aside coins. However, the teller has no right to brag to customers about removing said coins and acting smarmy about it.
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Valued Member
United States
364 Posts |
Bingo. Biokemist is right about that on both counts. However -- and please don't take this the wrong way -- I can't help but wonder if the topic creator read too much into her expression. She might have just been ribbing him harmlessly.
FYI, being a teller SUCKS. Let them have their coins. Actually, I like to educate the tellers -- this is about growing a hobby in addition to finding a solid investment.
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Pillar of the Community
 United States
2448 Posts |
She has the ability and the right if it's OK with her employer. The way she used that "In-your-face" revelation was really catty. Would you expect less?
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Bedrock of the Community
United States
20753 Posts |
Quote: just carl,
I use to work for bank of america and while what you said is true from my experience no one in my locations ever enforced this policy. I did collect all of the silver coins for myself when I came across them like many people due but I never lead a customer to believe I didnt. I was always upfront with everyone about it and no one ever had a problem with it. I just considered it one of the perks of the job. It was about the only part of the job I did like.
Things ard changing in banking everywhere. I used to go to any bank and get rolls or bags of coins, no problems at all. I used to be able to bring in bags of coins, no problems at all. Banks everywhere are changing and dramatically. For one thing people must remember that a bank is a buisness and must be run as a buisness. The owners or managers can and do make the rules, not the customers. Right or wrong, good or bad, if you owned a buisness, you make the rules, not the customers and if they don't like it, go somewhere else. Yes you could loose customers but then it's YOUR BUISNESS. At the one bank I go to where many know me by my first name, when I want to get into my safe deposit box, I must show a picture ID. Yes the officer will call me by my name yet must ask for my ID. Cameras everywhere record everything bank workers do. So if caught doing anything favoritism for a special customer, out they go. Used to be at least one bank with a coin counter near me. Now none. All say the same thing. Bulk Coins are sent out for counting and there is a charge for that. Everyone can complain about the ways of banks but remember that in most instances the customers are the ones creating the problems. Short rolls, bags with slugs, rolls with washers, people taking out coins and bringing them back the next day. Counting machines jammmed with hair pins, safety pins, washers, etc. all cost a bank money and time. If you owned a bank, what would you really, really do different?
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Pillar of the Community
Thailand
1509 Posts |
Quote: If you owned a bank, what would you really, really do different? I always thought that any business (when dealing directly with the public) should have customer service as a high priority. The problem with banks nowadays, I'm talking about the upper echelons of management and not the poor dogsbody tellers who are probably just glad of having a job at the moment, is that they are too profit motivated and they don't give a hoot for the ordinary Joe that might use their services. Just look at the recent world financial crisis and that about sums it up. Sheer greed for profit and power and to heck with the rest of us. Okay that's it for my periodic rant.
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Pillar of the Community
United States
1554 Posts |
I don't think most bank tellers are allowed to buy coins they take in from the public. The manager of the tellers where I bank keeps an eye on everything and I'm sure this would not be tolerated. The bank I use is a small bank with 7 branches. The tellers pretty much do their job and that's that.... I wouldn't make to much out of the look the teller gave you.
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Pillar of the Community
 United States
584 Posts |
Thanks for posting. I will admit If it were me in her shoes. First my feet would be killing me LOL. No but I would be doing the same thing she is but keeping the BU coins as well. And their were a lot of BU coins. Think someone was experiencing some hard times and just cashed in what they needed. I had to do the same thing not to long ago. I'm actually about to cash in all my State Hood Quarters cause I need the money for another purchase. 2010 10th OZ gold eagle. I've got about $200 in AU-BU. Then another $100 in 65-98 Wide Range of grades. I'm weighing my options here what I should do keep the quarters for future profit. Or cash them in to go with gold 10th oz. I mean its not even really that much gold and right now Id be buying at the high end. So do I wait 40 years when I'm 70 to sell some quarters or get the gold. Decisions Decisions. But thank you for giving some UN bias perspective.
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Pillar of the Community
United States
757 Posts |
why not silver? even if it dips a month after you bought it at a premium, your losing 20-50 bucks and still holding onto a longterm investment. gold is moving in hundreds, so while there's potential for more gains, there's more risk as well. i'd take that into account if you're in the sort of situation where you need to sell some stuff in order to buy, but that's just my 2 cents/
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New Member
United States
17 Posts |
All the bankers I know grab silver, red seal notes, blue seal notes and anything that looks unusual.
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Pillar of the Community
Canada
864 Posts |
Customer service, as someone else mentioned, and as I've been thinking about since this thread started, is really important. I mean how a customer is treated, nothing about this case of the teller searching and scooping good coins for herself if that is allowed by the bank, it is. If there are justified legitimate concerns or complaints about the customer service part, excessive rudeness or nastiness, whatever, a customer can complain to management, the boss, whoever, about an employees conduct. Bad attitudes towards customers is bad for business. I've worked a lot of customer servise jobs and how you talk to and treat customers, with respect, has always been major important, remembering that it IS customers money that creates a business and pays wages to the customer servers. The customers are why you have a job and its their money that pays you, not the bosses money. The boss got it from the customers. Some bosses forget this little fact too  If this woman has a bad attitude to you, without warrant, then maybe she's giving bad attitude to other customers as well, and the manager would want to know his customers are getting shabby treatment. By the way, if I were a teller and it was ok by the bank to exchange coins for face value, I'd do it in a heart beat. Knowing me I'd also let customers knows I did if I figured they were searching. Its just the fair and decent thing to do in my books.
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Valued Member
United States
119 Posts |
Quote: I think the important lesson you have learned here is that this is now your new dump bank. Dump everything you have on her and let her spend her time searching your dumps. Dump hard, dump often. Oh yeah man you should do this. Get her back for that evil grin. AC
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Valued Member
United States
271 Posts |
My opinion, definately a perk of the job. I would do the same thing. However, since we are on the other side of the counter, like others have said, dump and dump hard. Make sure there is plenty of those rare 74's and 76's. :) Better yet, I have made my mortgage payment or car payments in halves. Thats always fun...
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Bedrock of the Community
United States
20753 Posts |
Quote:
I always thought that any business (when dealing directly with the public) should have customer service as a high priority.
Your living in the past. Try calling a customer service for HP or AOL for example. Yes they always say SORRY for you problems. Yes they always pretend to care. Yet they are in India and really have little ideas of what your really saying. They are given a sheet of paper and repeat a fix regardless of what you say. Try calling AT&T or any large company's so called customer service. You too will spend 5 or more minutes pressing 1 for English, 2 for this, 3 for that and on and on and on. Then get put on hold, cut off, etc. So where is customer service? So why should a bank be different? AND please remember to look around at any bank. SEE those things called cameras? Everything a teller does is recorded. Even if they pick their nose it is being recorded. If the banks policy is not to give a customer special treatment, any such treatment is recorded. Think about that. How would you like working in a place where every itch you scratch is recorded? As I said a bank is a buisness and the owners can make any policy they want.
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Pillar of the Community
United States
2541 Posts |
While it certainly would annoy the heck out of me, if I were her I would be doing the exact same thing. In fact, I'd be ordering stuff and then dumping it there if they'd allow me. While I don't like it, I don't blame her!
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Valued Member
United States
191 Posts |
Just get even. Save up about $2,000 in searched halves. Then take them into the bank and cash them in with a different teller. You know that she will find them when she starts her shift. Let her search through your cast aways till her hearts content. Repeat as needed. lol
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Replies: 32 / Views: 6,128 |