Where To Keep The Coins

What happens if (or probably, when) your bank fails? Will you have access to your SDB? You should have access but...everything can happen

I presently use 5 different banks for safe deposit boxes. I highly doubt if a bank fails you would be denied access to your box though. Might be a little problem for a while but around here there has been no problem. I had a box in a bank that was taken over by another bank, closed mine after the takeover but gave everyone notice to remove their belongings. Another bank by me closed and everyone was given one year free safe deposit bank box of the same size if possible at their nearest other locations. About a half mile further but free for one year was OK with me.
I do keep some of the more common collections at home. Really don't trust insurance companies to tabulate all your personal belongings. With everything you tell them in their computers and their entire employee base having access, not to smart these days. Home safes are usually not to smart if visable by anyone visiting you. Having a safe delivered to your house is sort of like advertising to the entire area you have something worth stealing. As the story is told and retold, your wealth grows substantially.

thanks for sharing

what about humidity in banks? at home I can control it somehow.

I think we've been through this before but at my age, can't remember. Some time back someone posted that banks keep the safe deposit box areas high in humidity for preservation of paper documents. So being the type of person that has to know from the sources I visited all 5of the banks I use and asked officers about the A/C systems. All wanted to know why I am I asking this naturally for security purposes. As I told them why, some laughed at me openly. Some looked at me as if I needed some mental help. As most pointed out, no bank would have two separate A/C systems due to just not worth the cost. In most banks the Safe Deposit areas are open to the rest of the bank all day during normal hours with the exception of a barred gate at some. This means the same A/C system is being used for the entire place. And adding humidity to such a place would probably do more damage to paper products than any good.
The thing to do is for you to go to your bank and you too could get some really odd looks for that question.

There a few sub species of funnel web spiders, and can be found widely on the East Coast of Australia. Artrax Robustus is the sub species that is found only in the sandstone ares of Sydney, and nowhere else. They are a ground spider and build web lined burrows about 3/4" to 1" diameter. These burrows often go down to the level of rubble drains. They are a very aggressive spider in the mating season, during the summer months of January and February.

The poison is neurotoxic, and is only fatal to humans and perhaps higher level primates. I have never heard of pets or other animals dying from bites from this type of spider.

When I was a kid I found one in bed once, and I had nightmares for about 5 years after that. I found one in a shoe I was about to wear, and on another occasion, when I was about 20 or so, I was about to wipe my face with a towel, and there was a a funnel web inside the roll as the towel hung over the towel rail.

This one bit me on the knuckle, but didn't get much poison into me, because it's fangs hit hard tissue. The blighter tattooed me. and I still have two small marks on the knuckle of my left index finger. The spider was captured on this occasion, and I went straight to hospital for observation but treatment was not required. The spider was confirmed as a funnel web. I later let it go!

I looked into an insurance policy through my homeowners, I don't recall what the price was, but they were going to require a complete inventory of my collection and have it get appraised.

Through ANA you can get insurance through Hugh Woods. Their policy is $50 per year to insure $14,000 worth of coins (thats what it was last time I renewed). They do not require you to have your collection appraised. They do not require you to supply them with an inventory. When you file a claim you just let them know what you lost, so you do have to keep some kind of records of what you have.