1921 Morgan - Grade?

OK, your better photos show marks that were obscured in the seller's shots. Some of them are "important" in the grading sense, especially the vertical marks above and below the eye. The marks on the neck are more prominent in your shots, as well. Overall impression is towards the lower end of the scale I mentioned above - this one's a good 64. Given the difference in appearance between your two photos in different lighting, I'm thinking it still has a shot at 65.

Whether or not it can qualify as "PL" is something you'll have to determine for itself based on personal observation. At a bare minimum, you'll need to be able to clearly read reflected newspaper type in both faces at a distance of 4" to even consider it. At this point, I can only recommend the investment in grading if it's obviously PL.

LOL! Yeah...I am laughing. I will have to explain to my wife WHY I am trying to read the newspaper with a coin.

THANKS to ALL for the info, feedback, and everything else!! :)