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Replies: 43 / Views: 920 |
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Moderator
  United States
191947 Posts |
Quote: My local Hobby Lobby no longer accepts checks. That surprises me given their clientele. That is surprising.
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Valued Member
United States
288 Posts |
I still write one a month for rent. Landlord charges ridiculous fees for any kind of debit or credit card and offers no kind of online payment. Have to drive across town once a month to put the payment in their little slot.
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Moderator
  United States
191947 Posts |
Bummer.  With the way housing is these days, I am not surprised you just deal with it.
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Pillar of the Community
 United States
3716 Posts |
I still write a few checks to avoid high credit card fees, but I could replace those with ACH payments. The few remaining checks I write, like for our yard guy and handymen we use for landscaping and work on our house, I could just switch to cash. So, if checks were done away with I wouldn't really be bothered by it.
Member of SPMC, FCCB, ANA and ANS. My U.S. Classic Commemorative Complete Set: https://www.NGCcoin.com/registry/co...sets/278741/My U.S. Fractional Note Set: https://notes.www.collectors-societ...eSetID=34188
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Pillar of the Community
 United States
4611 Posts |
In the US, with the Check21 law, checks are defacto gone anyway.
As soon as the physical piece of paper hits the high-volume side of the payment world -- teller, atm, big box store, moble deposit, etc. -- it's converted to an eCheck (ACH debit). The scanned image flows with this, and the physical paper is either returned to the customer or destroyed.
-----Burton 50+ year / Life / Emeritus ANA member (joined 12/1/1973) Life member: Numismatics International, CONECA Member: TNA, FtWCC, NETCC, EveryCountry (online) coin club Owned by three cats and a wife of 40+ years (joined 1983) Author: 3rd Edition of the Sample Slabs book, https://www.sampleslabs.info/
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Pillar of the Community
United States
3487 Posts |
I write two checks a year to pay property taxes in person, every other method of payment has fees associated with them. Paying a fee to pay taxes just doesn't work for me.
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Pillar of the Community
United States
915 Posts |
The local Butcher shop, like many small businesses here, only accepts cash or checks. So, it is either write a check or go to an ATM and pull out some cash.
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Pillar of the Community
United States
3335 Posts |
 So, will they rename my checking accounts? Perhaps "debiting" accounts? 
"Nummi rari mira sunt, si sumptus ferre potes." - Christophorus filius Scotiae
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Moderator
  United States
191947 Posts |
Quote: So, will they rename my checking accounts? My CU calls it a Draft account. Been that way since I opened it 40 years ago.
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Pillar of the Community
United States
3335 Posts |
Quote: My CU calls it a Draft account. 
"Nummi rari mira sunt, si sumptus ferre potes." - Christophorus filius Scotiae
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Moderator
  United States
191947 Posts |
And for what it is worth, savings accounts are called Share accounts. CUs are member owned. 
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Pillar of the Community
United States
607 Posts |
Quote: So, it is either write a check or go to an ATM and pull out some cash. I rarely need cash, and haven't written a check in decades. So, on those rare occassions when I will need cash, a stop by the ATM works. That hasn't happened in months, though.
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Moderator
  United States
191947 Posts |
Quote: So, on those rare occassions when I will need cash, a stop by the ATM works.  Of course, it has been a while and I may have forgotten my PIN. I think I know what it is, but I am not sure. 
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Replies: 43 / Views: 920 |