Ebay Not As Described Prob...please Advise

I stated what I did from the viewpoint of a seller. Even though the Paypal dispute system is more about communication than accusation, as a seller it would have greatly offended me to have a buyer file such a complaint without allowing me the chance to make it right on my own. Even if, through the Paypal dispute, I had made the buyer whole, apologized for the mistake and ultimately received a Positive Feedback for my role, I'd still have that Paypal dispute on my record.

I freely admit in this case that the seller is likely a greasy one, and odds are that the dispute is warranted. That's not relevant, though. What is relevant is that the buyer did the equivalent of buying something from Home Depot, discovering the wrong item in the box, and filing a Better Business Bureau complaint before ever returning the item to the store for a refund.

Gormang, I will not feed you the bull by saying that I didn't intend to offend with my comments. Of course I did, and I will not apologise for what I said. You have publicly disparaged the reputation of an ebay seller, and filed a complaint against him, without ever giving him the chance to fix the problem. If this were the PCGS forum, you would have earned your way onto a hundred Blocked Bidders' Lists with your actions.

I hold no personal ill will against you, and I fully support your right to hold my words against me in the future. My input to this situation is through, my opinions stop here, and I will extend to you from this moment forward all the same service I attempt to extend to every member of this forum.

Wow! I certainly learned something new today.

I believe Gormang handled the situation well. He came to the forum and asked what it was that he should do in an adverse situation. That is what the forum is all about isn't it? Education.

In my opinion, we have all now learned that buying from ebay is fraught with dangers, both from the honest and dishonest sellers. If you are unaware of the unpublished protocols you stand to be blacklisted by the honest. If you don't know how to handle the dishonest, you lose your money, and perhaps interest in continuing with this hobby.

It was interesting that on the one hand we have Susanlynn9 advising that it is "safer to open the dispute now rather than wait", bobby131313 agreeing with SuperDave that being blacklisted by the honest wouldn't be a harsh call, and lastly Metalman suggesting that you can "also do a charge back on your credit card as well as the pay pal dispute".

I wasn't aware that a Paypal dispute stays on a sellers record. Do they keep that record and use it against you in future disputes, even if the previous disputes were settled amicably? How long do they keep them for? Are those records publicly available?

How long should one wait before contacting the credit card company of a potential mistake? Is there a time limit here?

For the record, gormang, Paypal is only a quasi-banking institution, only loosely governed by financial law. They have a long record of arbitrary actions against both buyers and sellers - freezing accounts (which is death to an ebay seller), making dispute arbitrations which do not agree with the facts presented, and the like. If they find against the seller, in your favor, and he doesn't have the cash in his Paypal account, they will extract the money from his bank account and give it to you.

And he will have no legal recourse, whether he needed that money to pay his rent or not.

Having said that, the system tends to be biased towards the seller, especially now that ebay owns Paypal. Your case is strong, though, especially since the seller doesn't seem to be disputing it (which says volumes about him).

Here's the rough-average going rates on ebay, per year, as near as I can tell:

1999 - $325
2000 - $33
2001 - $150
2002 - $54
2003 - $30
2004 - $30
2005 - $30
1999 Clad: $55

The silver issues add up to $652, so the 1999 set is almost exactly half the total. Half your winning bid is $300, minus the $55 value of the clad set you got is $245, and that is the compensation I would feel is appropriate if I were in your shoes.

From another angle, at the going rate you'd get $382 for what you paid $600 for, so you're out $218.

Either way, $100 simply does not cut it.

Can't a chargeback be done and send the coins back to the seller COD?

He has agreed to refund me $300 and I will send the 1999 set back to him.

Now just to protect myself, what do I need to make sure of.
When I send I will insure with delivery confirmation...Is there any thing else.

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You could send it with signature confirmation. They will have to sign for it.

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Absolutely worth the extra expense, in this case. Give him no room to wiggle out from under it. Delivery Confirmation cannot guarantee that the true owner of the mail ever receives it, only being good up to the recipient's mailbox.