Grabbed a photograde book and it gives a definition for VG stating "Four letters must be visible on the shield". A fine grade lists the entire word Liberty must be readable though weak.
one marker does not make a grade. look at the coin in total.
the reverse of this coin is in F15 range. there a a couple rim dings but I dont think they are going to affect the grade. coins typically wear the same throughout and the obverse rim wear is leading me to believe there was a weak obverse strike on the lower half of the coin. the obverse would grade F12 imo and with the strong reverse I think it would hold that grade.