PCGS Guide Prices Vs Fair Price

Your best bet isto search hertitage auctions,green sheet,teletrade and ebay past auctions.That should give you a good start.

It totally depends on the coin and the market. I know of many times I and others pay way over a listed price because we know the "particular coin" is extremely rare or hardly ever comes up for sale, or in a condition not often seen, or if we have a buyer in line for a profit regardless of the price.

As to market price to a retail customer, a wholesaler or a dealer is always a variable. But generally I see coins like common better grade Morgan & Peace dollars, and semi key silver coins sellers asking for at least $50.00 over PCGS Price on ebay site, I think Teletrade price realized and Heritage Auctions are the truest prices, dealers like to pay 10% back or more from bid in greysheet when buying, but again it will depend on the coin.

I'd gladly pay over ask for a super nice 1864LM Proof Two Cent Piece, but I would not pay bid for a MS-65 or less example, the difference is how often I can get one, 1864LM in MS65 are easy, try finding a Proof 1864LM in any grade, it's tough. I've only seen 8 sales of them in 15 years, and I've sold two myself - (wish I had one of them back now)!

I don't deal much in modern coins so I can't say how that market is, but from what I do know some coins in PF70 are next to impossible to obtain (ie: 1995W ASE PF70) others seem to be very abundant in the market. But the old adage holds here buy the coin NOT the holder!

15% of PCGS is roughly what they're actually going for at Heritage. Not a bad deal, but not a lot of room for profit except on ebay.