First things first. The main thing that got me into collecting polymers was the fact that I own a retail business so money comes in one hand & most of it gets banked to pay the bills. Inbetween the money coming in & going to the bank, I order the notes all with windows on the same sides & sift through all those notes. The occasional note is worth holding on to, but most of those notes are just money which will pay the businesses bills.
As a polymer collector, I generally think that earlier polymers pre-1999, before people knew what the first & last prefixes were the way to go, because more notes had been circulated leaving less of the last prefixes in decent condition, therefore pushing up the price of the pristine notes. I'll list a few notes below & the reasons why I think they're worthwhile. Keep in mind that I like $50's, so that tends to be where the majority of my polymer collection lies.
(If I noodle notes, I only noodle $50's so a lot of my opinions may be slightly bias)
PRE 2000 POLYMERS
That's where I sit for now, I'll try to get some more of my personal opinions up later...for the more recent issues.

As a polymer collector, I generally think that earlier polymers pre-1999, before people knew what the first & last prefixes were the way to go, because more notes had been circulated leaving less of the last prefixes in decent condition, therefore pushing up the price of the pristine notes. I'll list a few notes below & the reasons why I think they're worthwhile. Keep in mind that I like $50's, so that tends to be where the majority of my polymer collection lies.
(If I noodle notes, I only noodle $50's so a lot of my opinions may be slightly bias)
PRE 2000 POLYMERS
- $50 JC98 - The scarcest with a print run of only 39,999 notes. In UNC they command an extremely high price. But, very hard to find in condition above EF.
- $20 PE94 - Came as the last print run (out of five print runs, which was over 165 million notes), was probably a less noticed note. A much more circulated note, considering a twenty went through a lot more hands than a $50 (the $50 polymer didn't get released till the following year). Also, command a decent dollar & extremely hard to find in UNC condition. There are many out there, but they're all selling through private hands.
- $5 HB97 - What I believe is probably the most under-rated polymer note. Fivers are the most heavily circulating notes & to have a very small print run of only 135,999 considering the previous years saw over 325 million fivers printed & circulating. People say the Test notes of the same year are a sure bet, where only the first & last test prefixes command a decent dollar considering there's only 9,771 of each of those (first & last) test notes.
- $10 DF96 - A better priced, lower printed note. Only 149,999 printed. Highly circulated, yet everyone is trying to track down the $10 DF97. Maybe the $10 DF97 is more of a mysterious note? Maybe because no-one seems to find prime examples? I'd be going lower print runs of highly circulated notes. The $10 DF97 had 510,499 notes printed which is well over three times the amount of the $10 DF96 note...seems logical, but logic sometimes isn't where the collectors head.
That's where I sit for now, I'll try to get some more of my personal opinions up later...for the more recent issues.



















