I'm the same mate, 1 ounce and 10s at the moment, I set my rule before buying , I am happy to pay $33 a ounce as thats what it was the day I started(im in it for 5-8 years minium, if looking to try make profit at some point)
i accpet silver could go as low as $16-18(dont think so but always think of pro's and con's) and as high as 65, but dont mind if it drops for a bit as it will take my total amount of silver buying price down when adding more.
I read a article on silver and how "when you hold the weight in your hand, you become hooked"
I'm hooked for sure, as with polymers I said i'll never enjoy it, then found a $20 PE94, not I check every note I pass,get, or anyone around me has, lol
That bar cost me $940 Australian when market was at 28.50's, was 30$ for postage, its the first item I got for under spot I think? didn't do math on it 1kg= 35 1/4 oz.
Regardless I work 2 jobs, I waste money from time to time, at least silver is always worth something and is nicer to look at then notes,
If you enjoy it,then it wont matter about a little 1.5%-10% premium, if you like a item you'll pay the price
I just bought 10x 1oz silver bullmarket 2011 coins sealed cost $350 posted .$35 a oz that is around 25% ontop but look at it this way,
To buy 1 coin most are charging 35-42 for 1 coin plus 4.95 postage up to %40 on top.
I won the $350 by gambling on a Bull slot machine, so in Hinze sight they are a bonus!
If you want certain things its better to have a small group buying same item to get a little off.