Bank Rolls Vs. Mint Rolls - Is There A Difference?

No difference really on the P and D coins in mint wrapped rolls versus bank wrapped rolls. The difference on those two is availability. Banks can not specifically order new rolls of quarters, so getting a roll from the bank is very much hit or miss - it may take you months to get a roll of a specific new quarter from the bank, and even then, depending on where you live, you will get a P or a D roll, but not both. Since you mentioned three roll set, that would make the third roll the business strike S mint coins which are not being released through banks at all, and are ONLY available from the mint. So, $16 isn't that bad after all.

Only two differences. One the label on the paper they are wrapped in, and Two with the Mint rolls you can be sure they are solid date/mint rolls. With bank wrapped rolls you really can't be sure what is inside unless you open them and look.

In my opinion the mint rolls have better quality coins.
I have opened hundreds of quarter rolls since 1999 ..

I am not sure if it is how they are handled or the process/machine, that is used by Mint and banks.

When I was using bank rolls to find coins for my sets .. I would end up dumping many coins, even most of the rolls, because I want the highest grades I can find.

The last few years I buy only mint rolls and end up keeping all or most of the rolls.

To me,the only difference is the wrapper and price! Esp. the price! I have many boxes of the 2009 Bicentennial Lincoln pennies,from my bank. I paid face value ($25) for each box. Since then,I've opened many rolls. I've found many,many exquisite examples in these rolls/boxes. I feel the results wouldn't be any different from the mint. Except,the ones from the mint,you would have to dish out quite a fortune,compared to face value. So in my humble opinion,the bank,is the best route. If available? These rolls I have are going for almost 8-10 times face value on the bay. Now which would you choose? -joey

I went to the bank and got 2 rolls of pennies, 2 rolls of nickels, 1 roll of dimes and 1 roll of qurters. The two nickels had different packaging. But the only difference is price and wrapper. Which the bank is easy. I see 25$ penny boxes going overboard on ebay though.

As you said you are paying more for the wrapper.

The upside is you get the rolls right away vs. having to ask at the bank week after week to see if they got any solid rolls of the new coins in.

Unless you are talking half dollars then you have to get them from the mint or wait for them to dump them into circulation after they take them off of their website for sale.

To CCF Anth44! The grades will depend, since they usually get banged around in the hopper at the U.S. Mint.

They can honestly be all over the place. Somewhere one of those rolls may have a top pop sitting in it, but overall you're likely looking at low to mid MS like 63-65