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FV will help protect the resale value, and increase demand. Mintage has nothing todo with it.
The $20 for $20 is like regular money, where the FV > metal value. All other NCLT have FV < metal value.
When $20 for $20 came out, people were discussing it as whether it could be considered as money. Was it really legal tender? The boutiques will take them in payment, I believe.
I definitely see how boosted FV would backstop issue prices. It would also backstop a slide in PM for any issue. I suppose interest is interest, but that could change the dynamic of NCLT. The mint is in business, and if they could do this and it met with a major demand spike, they would boost the mintages to demand.