2 Things I Won't Do

Bekiz I am just evolving to the view Central Bank are now fundamentally linked in a sort of Financial version of Mutually Assured Destruction policy with Fiat currencies and countries via trading partners. I just don't see the world in its present configuration being able to handle the removal of a major trading partner and debt issuer without a distruptive event that would shift the vast majority of the world populace into a survivalist state. In that state I don't see acquistion of PMs as a major priority. That said while I recently sold off all my paper PMs I still have over a 100 oz. (not much) of silver and plan to continue accumulating in the form of ASEs and Maple Leafs. I am considering bars but haven't become comfortable with their liquidity. Right now in the U.S. it would seem Maple Leafs might be the best physical silver investment.

The banks do do some dumb stuff that involves a lot of risk but you can blame that on the government not the banks. Some of it is the government backing loans to people who should have never gotten loans or buying bad debt from the banks, if they had no safety net and were free to operate on their own you would see them be much stingier with loans and have much more solid potions financially