I believe you squeeze FR-02 from this one. The "lowball" fascination (note my avatar) hasn't yet spread to
Seated halves, but if you've a long-term mindset, start stocking up now. They're plentiful, plentiful in heavily-circulated condition, and best of all the mint mark is in a highly protected location. A righteous grade involves ruling out any question about originating mint, making this issue a prime candidate should the lowball thing reach it.
For instance, compare to a
Peace dollar. It's virtually impossible to get a gradable Peace in P-01, given the location of the mint mark right on the rim. I'll tell you what, if I were a decade or two younger I'd be hitting junk bins
hard for lowballs in any denomination these days. It's probably a 10- or 15-year hold, though.